Q:How long does a personal injury claim take?
A:That depends on the unique circumstances and facts involved in the case, including who your insurer is. The majority of cases are settled outside of court. Generally, you have two years from the date of your injury to settle your claim or file a lawsuit against the insurance company. Large claims generally take longer than smaller ones.
Q:What is PIP and how can it help me if I’m injured in a car accident?
A:PIP is Personal Injury Protection, which is a part of your auto insurance policy. PIP generally covers your medical expenses regardless of who was at fault in the accident. It may also cover your lost wages. The coverage will depend on what was included in your policy when you purchased it.
Q:What is my case worth in a personal injury claim?
A:What you can recover will depend on how seriously you were injured, whether your injuries are permanent, and other factors unique to your case. Your best option is to consult with our Lake Oswego personal injury attorney who can evaluate your case.
Q:Why do I need a lawyer? Why shouldn’t I just take the offer given me by the insurance company adjuster?
A:You can, of course, accept the insurance company’s offer. But bear in mind that if you receive an offer before you discuss your case with an attorney, it will generally be much less than what can be negotiated by the attorney. Insurance companies are businesses; they strive to protect their profits and will try to pay out as little as possible on claims. Unless you are a professional who has dealt with these companies consistently, it would be difficult to know what a “fair” offer is or how the company will arrive at it. Also, you may lose out on other insurance benefits that you are not aware of, such as uninsured or underinsured benefits, if you fail to consult a legal professional.
Q:What workers’ compensation benefits are available?
A:The following benefits are available, depending on your case: medical treatment, wage loss compensation for temporary disability, benefits for permanent disability (generally a portion of your wage received for as long as you are permanently disabled), death benefits, job retraining (vocational rehabilitation), and/or your mileage costs for driving to medical appointments.