Lake Oswego Uninsured/Underinsured Motorist Injury Lawyer
What to Do If You Are Injured by an Uninsured/Underinsured Driver in Portland, Multnomah, Clackamas and Washington Counties
All drivers in Oregon are mandated by law to carry auto insurance. Despite this, certain estimates state that anywhere between 10 and 25 percent of Oregon drivers are not insured. Additionally, many drivers are underinsured, carrying only Oregon’s minimum bodily injury liability limit of $25,000. This means that if your damages exceed this amount, you will likely be facing thousands of extra dollars in medical expenses that you cannot recover from the underinsured driver’s insurance company.
In both of these scenarios, it is critical that you get legal help. Uninsured and underinsured motorist accidents can be very complex and frustrating. At The Law Offices of Scott M. Supperstein, P.C., we understand the challenges you face after being injured by either an uninsured or underinsured motorist. Our Lake Oswego uninsured/underinsured motorist injury attorney has been successfully resolving these types of cases since 1984. We know how to deal with insurance companies to help you recover a fair and just settlement or jury verdict.
Understanding Underinsured & Uninsured Motorist Claims
In Oregon, all auto insurance policies must include uninsured motorist coverage. When an uninsured motorist is at fault for injuring you, you must then seek to collect whatever the limits of your coverage allow from your own insurance company. This may include both economic and non-economic damages, such as medical expenses, property damage to your vehicle, pain and suffering, and more. A thorough investigation into the accident can also be done to determine if a personal injury claim against the liable party is warranted to collect damages. You will need the services of our Lake Oswego personal injury attorney to pursue this possibility.
In the case of being hit by an at-fault underinsured motorist, it is best to have underinsured motorist coverage (UIM) through your own policy. This should then pay the difference between what the other driver’s insurance will pay and the full extent of your medical expenses and other damages. This will entail making a special claim with your insurance company. Unfortunately, insurance companies will often fight such a claim, thus requiring arbitration or a lawsuit against them. It may also be possible to bring a personal injury claim against the underinsured motorist.
Aggressive & Competent Legal Support
As you can see, obtaining a fair recovery for damages in the case of uninsured and underinsured motorists is complicated and difficult. We highly recommend that you get the help you need from The Law Offices of Scott M. Supperstein, P.C. Our firm has been dedicated to obtaining favorable results for our clients since 2001.